Hello, so my father has been making payments and its become harder for him to pay off his debt recently due to loss of hours and he's would like to modify his payments. He has gotten the lender to agree but we were told that we need an attorney to actually get all the paperwork filed to the court. Is...

I posted this under sticky but need a quick response, so I am reposting here...

I was planning to reaffirm my mortgage, but after reading through this forum (what a great resource!), I understand I don't have to and probably shouldn't. I live in Illinois and I want to keep my house. That...

I need your help if any of you can offer any help at all. Long facts, but basically here it is:

I filed 13 after being off work for several months. During that time, was late on both first and second. The past due amount was put in the plan, the mortgages were paid outside the plan (1st...

Has anyone ever modified their mortgage while in Chapter 13? Reason I asked is that my lender sent me a letter in the mail offering to roll my arrears back into the loan and give me a fixed rate also. This all depends on if the Court allows it.