Well, over 10 years ago I filed for BK. Mostly medical bills, it was actually a good decision. Never really had a bad affect on our lives. Well, we "shaped up" and really got our act together (bills always on time, etc). Well, about 5 years ago we had a bad lender experience (told we would...

I don't believe attorneys are necessary when filing bankruptcy. I filed my bankruptcy petition pro se and even started my own business at [Advertising link removed. Not allowed w/o permission from owner/Administrator. Please see forum rules at http://www.bkforum.com/announcement.php?f=3] I'm interested...

Filing Chapter 7, Michigan. I wonder if I qualify for bankruptcy. I have a vehicle worth 30,000 with a joint on title no lien holder. Is there an exemption I can put this under? Wild Card? What is the Maximum exemption on this and under what rule? Please help. Thanks

Filed BK Oct '09, discharged Jan '10. Surrendered property in BK to Citi mortg, there was a small 2nd mortgage on the property. Neither of the Lenders filed or attended the 341, but a lien was placed by Citimortgage. Nothing from 2nd mortgage holder. Now 6 months after discharge I am still getting...

I am a long time resident of Michigan. I own two pieces of property in northern Michigan free and clear; one 5 acre parcel valued at approx. 25-30k and another 5 acre lot with dwelling valued at 65k. My wife, age 62 is disabled with Lung cancer and receives approx 1600/mo. for s.s.a. disability and...

We declared chapter 13 in late 2007. Our debt, other than 2 cars is unsecured. We lost the house prior to filing chapter 13. We were not allowed to go with chapter 7 due to income.

I moved from Detroit, MI to NW Chicago 10/2008 to take a better paying job. As it turned out the new company...