My lawyer left several creditors (including a couple of judgments) off the schedule showing creditors. They also listed some of the debt more than once which inflated the total amount of debt I have. Lawyer said not to worry about it - trustee sorts it all - how does the trustee do that???

I filed no-asset Ch 7 on 11-18. I only had one credit report in my possession; since then I have received the other two, so I am amending my unsecured creditors list to add a few more debts.

My question is: Back in 1999 I racked up a credit card and never paid it off. The account went...