I have just had my 341 meeting this past thursday (11/6/2014) and no creditors showed up.

I have a fixer upper house that i bought for 35,000 in 2004.
Obtained a 25k home equity loan in 2005.
i live on the edge of a 'historic district' where homes a few blocks away are...

In another thread, I was anxiously awaiting a lien strip in a Chapter 7 case, happening in the Middle District of Florida (Tampa Division). Well, the first of two cases has come back and the lien strip was GRANTED.

The more interesting one will be the second one which is on the 17th of...

So for those following my posts, my 341 meeting was a breeze! the confirmation will take place next month. I am attempting to strip my second mortgage since my property is underwater. My case already has an appraisal attached to it that confirms my property is upside down.

I am still getting...

I'm one of the few. We've been approved for a modification trial period. After two attempts to get a modification which ended in rejection, the third attempt was successful. The first time, we were still current, but the writing was on the wall, so we applied and got rejected because we were not...

Ok quick summary.
1st is 320K, 2nd 175K. Appraisal is 316K. 4K in CC debt. No other debt. Live in FL. We were planning on stripping with a Ch13.

We met with 3 atty's that were ok with ch13 althought a couple said the 2nd might contest the home value being so close. 4th...

I apologize in advance because this post will get a little technical.

http://www.cob.uscourts.gov/opinions...891opinion.pdf

You read that right, cram-down on 2nd mortgage. Interesting new (revised) strategy emerging for dealing with 2nd mortgages on primary residence. Since...

I had a few questions but would also like to get any other thoughts on what I might not be considering or asking my attorney. I am planning on filing Ch 13 in 30 days to strip the 2nd.

I am trying to settle with the 2nd for 20% of the balance by borrowing $. They have basically told...

I live in Forida and own a duplex

The Broward County Tax Assessor's office assessed it at $88,000

I owe 128,000 on the 1st and $116,000 on the 2nd (HELOC)

I want to do a lien strip and get rid of the 2nd by doing a CH 13

If I only submit a...

I want to file chapter 13 but my scenario is a little different then most.

1st mortgage owed: $128,000
2nd mortgage owed: $118,000
TOTAL OF 2 MORTGAGES = $246,000

My property which is a duplex is worth about $161,000

Can I still do a LIEN STRIP...

Quick question about an approved Lien Strip and Line 47 of the Means Test...

(Thought I saw this answered previously, but couldn't find it when I searched)

We were successful with our Lien Strip motion, so they will now get paid as an unsecured.

Of course,...

Has anyone read anything or heard anything about an attorney that is currently trying to strip a 2nd trust deed on a property other than the debtor's primary residence?
I read somewhere about an attorney attempting to do so, but have not been able to find it anywhere. I read on this forum that...

First off, let me say this is my first post, but after using the site as a guest for the past two weeks I have learned SO MUCH! This is an incredible site with tons of valuable information.

I am preparing for a Chapter 13 (met with first of 3 attorneys today - good advice I got from...