I'm posting a lot of question on this board today. I hope you have patience with me while I get my paperwork in order since we're pro se.

Three years ago my husband decided to start a company. He had a foreign investor who would just give him some money for the business and we'd take...

We're filing Ch13 and the atty is doing a 6 month lookback to determine our avg income. My spouse is a seasonal employee, working a lot of OT in the summer, so their income will appear to be more than actual on average. I requested to the paralegal to do a 12 month lookback (cleared it with atty first)...

I am filing ch7 March 31st.

I have a few questions:

With my regular income I am close to the median income but still under.

The problem is I got an unexpected bonus on March 10th that puts me over.

The attorney said if I file before the end...

What happens if at the time of filing a BK Ch. 13 You are over the median so fall into 60 Months of payments, Then 5-8-12-14-18 etc. you are forced to switch jobs and income is under the Median. Does it go into a 36 month Plan at that point? Do you still have to pay the agreed upon amount with less...

We are well below the median for the state- many years of around 30K, never in a high income bracket anyway... dh is self-employed attorney, used to do mostly real estate til that bottomed out.. at any rate, since he is a sole proprietor and not a PC or LLC, wondering how to fill out all the forms and...

Greetings,

I plan to file pro se this week. I have a question about how to list my income. I am right under the median if I file this month (based on income from May 1 2010 to Oct 31 2010). However, I am expecting a check of about $2900 between filing and my 341 meeting from my previous...

My non-filing wife borrowed about $1000 from her mom in the run up to my eventual bankruptcy. The money is definitely loaned -- her mom expects it paid back in full at some point in time and we intend on paying her back.

My issue is that :
a) there's no agreement in writing (this...

Am I doing this right?

I took all of the gross income we have rec'd in the past six months, April-September, and entered this into a spread sheet based on the pay date as listed on the check stub. Our income includes my husband’s income, my severance pay and my weekly unemployment pay....

Once you file your petition until you are discharged, do they ask for your paystubs in that time frame?

Hi. I have an opportunity to move to another state and take a job that will pay about 5K per month. My case will close in a few weeks. I am a no asset. I was discharged today.

Should I wait until the case closes since the income is substantially greater than the limit for a single...

The means test uses the term "income", which generally means the gross receipts of a transaction less the costs to generate that receipt. For salaries, there is generally no "cost"; so I understand why you need to report the gross amount as income. For business income or rental...

The 2nd question on form 7 asks about non-wages income. How do I deal with this with assets I sold?

Do I put the sale price regardless of the asset's value? Do I put the net profit if the asset appreciated since I bought it? Or what? I'm thinking the safe thing is to go with whatever...

Hello everyone,

I had my 341 meeting last week and it went well. As I have stated before, I own 3 rental homes, all of which were my primary home at one time. I have filed CH 7 and have chosen to surrender all 3 homes. Because of this, I have not made a mortgage payment since September....

How is the sec. 707 "applicable state" determined for the median household income tables for the chapter 7 means test, if the debtor has recently moved house across state lines?

There's effectively a 91-day test for determining the venue of the case, but that's a completely...

Hello, first post.

Without going into all details, a married couple filed jointly for chptr 7 protection in Eastern distric California court. Discharged approx. 1 year ago.

Wife failed to disclose existing court ordered child support income of $1,000 month.

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