So I'm in the middle of trying to file bankruptcy. I paid off the attorneys on December 15th, and now I'm waiting for them to actually file. Here are two things I'm a little concerned about:

Im going back to school in February, so I bought a laptop. I Did not put it on a credit card,...

I'm having some trouble understanding how some of the exemptions are applied. Let me throw out a hypothetical (with obviously fake numbers and facts).

Fact 1: I do NOT own a home or other real property/real estate.
Fact 2: My personal property and belongings entirely consist of $30,000...

We own a hot tub with no liens and are about to file for 7. It's relatively new and was a gift from family due to my husband's severe back problems. Is that surrendered? It's portable but hard wired. What is the value of those things once they are used. As far as the rest of our personal property, we...

I have a home business.... graphics design.... i get a 3k exemption for household goods and a 3k exemption for tools of trade... can i claim my desk under tools of trade...otherwise, it will send my household goods over the limit by about 1k... in fact, can i just claim all my office stuff under tools...

What is the scope of definition for personal property and household goods? Example is sports, hobby equipment and modern toys. Are these household goods? Can these items be exempted under 703.140(b)(3) or would they need to be exempted under 703.140(b)(5)? I am attempting to maximize the (b)(5) wildcard...