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  • Rebuilding credit after a paid/discharged Ch13. Easiest financing to get?

    I've had a mixed bag with my experience after my Ch13 got discharged. Due to an attorney error about 8 months in, it was dismissed and re-filed, so I have 2 on my credit (one showing as dismissed, later one as discharged), but both show no liability or balance on my end. Not sure if having 2 public...
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  • researchnerd
    started a topic Last-minute adversary proceeding

    Last-minute adversary proceeding

    Today is our Ch7 bar date. I checked PACER a couple of hours ago...no changes. Checked it again a few minutes ago, and found an "adversary proceeding" from one of my creditors that was filed this afternoon. Other than vehicles, this is our only secured debt - it's for some furniture we bought...
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  • fortknox
    started a topic Will Wells Fargo REALLY repo my furniture??

    Will Wells Fargo REALLY repo my furniture??

    I filed chapter 7 and had my 341 on June 1st. I have furniture that I purchased from Slumberland with a Slumberland card-financed through Wells Fargo. They have sent me paperwork through my attorney to surrender the collateral so they can sell it. Up until this point I just assumed they would let...
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  • irapdp
    started a topic Can I sell my furniture that isn't paid for?

    Can I sell my furniture that isn't paid for?

    I know this is crazy, but I really need to sell our furniture, but is not paid for.

    Long story short- Moved from out of State. It was too much to move everything, so we sold all our furniture there & bought new for our new house here. At the time we were financially sound...
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  • Mi Bankruptcy
    started a topic Art Van Furniture ( HSBC)

    Art Van Furniture ( HSBC)

    My attorney told me the furniture company wants to know if we intend to surrender, reaffirm the furniture we purchased. Has anyone had any experience with this company. I told them to let them know we plan to surrender. We have not had our 341 as of yet anyone ever deal with this company?
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  • Priceless ProSe
    started a topic Sold secured property, now what?

    Sold secured property, now what?

    The last purchase we (the wife and I) made on credit was about 1k of extremely overpriced furniture when we were relocating in December of 07. The furniture consisted of a dining table/chairs, a dresser, and a tv stand. At this time we still had no idea we were heading for BK (filed almost a month...
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