Not sure if anyone has any advice on this one. Some friends of mine bought a house in a new development a few years ago. When the properties were assigned street numbers the county made a mistake and mislabeled my friends house. When they figured it out, the county came out and moved the house numbers...

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I am trying to work something out with my first (80%) and second (15%) mortgages based on my new, lower income. I am 6 months out of my discharge on a Chapter 7.

The second mortgage holder has agreed to settle for about 10% of the loan, but the first mortgage holder has been downright...