- Get over it. If you are in the hole, or staring into the abyss, you will know it. Just get over it and go talk to some attorneys. The most desperate situation to be in is one where you have no control and no safety net. If you wait that long, it is unrealistic to expect any person or any process...

while explaining my dire financial situation to a friend the other day, and ending with... ' so, it looks like we'll be filing for bankruptcy in the first quarter of 2011' he responded with, 'so then, what is the downside to filing bankruptcy?' - - to which I had no answer.

Can anyone...

I feel like an elephant has come off my chest. We know who are trustee is, the date of our 341, and who the judge is

Our 341 is scheduled for early December.

Everyone thank you all so much

To determine the value and equity in my house and hoping that I don't have to pay for an apprasial what are some sources that I can use, and what sources do the trustee use?

Thanks

I had a garnishment that is already placed on my paycheck. I am doing my Sched I right now... The garnishment is an employer deduction... I think... do I list it here? Or do I wait until the Sched J to put it as an expense? I am really confused.