I declared personal bankruptcy, chapter 13.

The credit cards I obtained for my LLCs were also placed on my personal bankruptcy, but some creditor banks said the biz credit cards were not dischargeable, even though some banks decided to close-out the balance of my business card accounts...

I am about to file Chapter 7 in the next month or two....I have about $10,000 in cash in my checking account and no other assets....and I live in Georgia. My bankruptcy should be easy...no other assets, no other debts besides credit cards.

I've been paying on these cards for years, and...

I filed Chapter 13 with 341 and confirmation in February or so of 2009. It was dismissed when I was unable to make plan payments in about January of 2010. So for the 13, attorneys and I included the student loans, which had been current, in the bankruptcy plan payments. I'm assuming that I'm now in...

Well, yesterday was the first day I have defaulted on paying a credit card. It was Discover, so we will see how long it takes them to contact me.

My hubby and I are one of those who have been paying minimums for some time now. We finally decided we couldn't keep up with those...