I'm interested in tips on how to prevent repo by a Credit Union.

The CU claims they can repo my car, even if I continue to pay my car loan, because the car
cross-collateralizes my delinquent Visa and LOC loans from the same CU. My $7k car loan is up to date, but I am delinquent...

I have completed the 341 meeting and have received reaffirmation agreements in the mail from the credit union. I also had an unsecured signature loan with the same credit union that is listed in the BK petition for discharge.

Questions:

1) If I reaffirm the amount of...

I have been lurking on these boards for quite some time now and think this is a great source of information. I appreciate all the members who post and contribute on a regular basis. You are awesome!

In reading some of the posts about cross collateralization and closing bank accounts

I have two mortgages on properties owned by my single member LLC and an unsecured line of credit in my personal name with Capital City Bank.

In 95 days I'm filing ch 7. I know my personal liability for the mortgages and unsecured line of credit will be wiped out.

However,...