My husband and I are thinking about filing Ch 7 as it seems we pass the means test. The reason we are filing is we have a rental property that we are "in the hole" every month and since it is not our primary residence BOA will not budge on anything. So we decided to let it go back.
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When to take the 2nd Debtor Education Class?
Do I have to wait till after the 341 or can I take it now and bring it with me to the 341 next month -
credit counseling snafu
Anybody have any ideas about my options? I called a credit counseling in fall when i finished up the rep told me I could call back if i needed a certificate it would be $50. I filed last week and because of what the rep said I filed and then called the counseling firm for the certificate afterward....