Just looked at my credit report and I see that all credit cards have been 'charged off' to include: Chase, Citi, Cap1, Discover, HSBC, and the latest is 'Sears' who is listing it as 'bad debt, charged off'.
So now I am wondering: What's the significance of 'them' writing the debt off,...
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Cards 'Charged off', What's next ?
Last edited by OHBOY; 01-01-2011, 07:35 PM. -
rae started a topic My debt was sold to a collection agency. Now the original lender contacted me againin CollectionsMy debt was sold to a collection agency. Now the original lender contacted me again
Hi,
I have been out of work and a starving student for the last 3+ years. My job was outsourced. I searched for work diligently, but was unable to find something in my field, so I finally went back to school. My credit card debt has not been paid on in over 3 years. After I lost my job,... -
Overwhelmed - Please Advise
Would you file Chapter 7 if you were in my shoes?
I would greatly appreciate any advice... I am consulting with an attorney but still feel reluctant to file chapter 7 bankruptcy. I'm just scared of how it will affect my credit score afterwards.
Here's my situation:... -
Pay CC Bills while going through Home Modification Process?
Hi-
I am struggling to make my CC bills.
I recently applied for the Home Modification program (through CITIMORTGAGE). They lowered my payments by 1/2 as I have been "pre-qualified".
My question is: Should I start paying my CC bills again,... -
Community state/divorce/ccdebts/ch7
My spouse will be filing Ch7 next month.
We have been divorced since Aug 09.
Arizona
1]Should he list my cc debts on his filing because we are in a community property state?
2] We are both named on the title to a car which is 27K
Should he list this...