I'm new here and have read through similar thread, but I don't see a situation quite the same as ours, and I'd appreciate some insight/advice.

We went into 13 on 9/18/11 for several reasons: no credit card debt, we rent, only one title loan on one car. My husband has been "paycheck"...

I just finished my second 341 meeting with Trustee for Ch 7 in California. Most debt is business related. Everything seems okay except one thing. I own 33% of a home with my two brothers. The house was left to us when our parents passed. The house is worth $162,000, so my interest is $53,000. I can...

We declared chapter 13 in late 2007. Our debt, other than 2 cars is unsecured. We lost the house prior to filing chapter 13. We were not allowed to go with chapter 7 due to income.

I moved from Detroit, MI to NW Chicago 10/2008 to take a better paying job. As it turned out the new company...

Does anyone know the process differences of these two possibilities?

I ask, because our attorney said we could start out with a 13, and dismiss or stop paying (and the trustee would dismiss) and then file a new Chapter 7 (by then we would be eligible)

But I have seen comments...