THE SHORT STORY:
I've already finished my taxes this year. My tax return's current status shows that an offset has been applied and intercepted my tax return. USA FUNDS sent me a letter stating they have sent a request to the government to cancel the offset since I just consolidated my loans and...

Last year, trying to stay afloat, I consolidated my credit card debt into a $12000 credit union loan, secured by my 10 year old car worth about $6000 retail and $3300 clean tradein. Now that I will be declaring chapter 7 I assume I should continue paying this secured loan, because I want to redeem...

I'm talking about the good kind of snowball, where you "snowball" your debts until you pay them off. (Google it! It's really cool.) I already did it once quite successfully a couple of years back, then got a bit sloppy with using CC's and ended up with a few thousand in credit card debt again....

As a nation were not to bright. In other industrialized nations, this would not be tolerated.

http://www.valleyadvocate.com/article.cfm?aid=12585

For most defaulted borrowers, a 15% garnishment is a bargain and if only they knew....

Hi Everyone,
I am hoping someone can help me. I have several student loans from undergrad. I went with Direct Loan to consolidate them. Now DL is showing on my cr, but so are all of the individual accts showing paid and closed. Can I get the individual accts removed?

Thanks for...