Hello,
Not sure of where to put this. I'm post bk7, 2009 and current on my 1st mortgage which was modified by Chase and living in house. Tried to modify 2nd mortgage but it was charged off by Chase because I didnt make a payment in a year and now sent to this debt collector. I now plan...

I caved to the collection agency and gave them my bank account info over the phone and post dated a check. I told them there was only like a 20 % chance of actually having the money in the account when the check date was due. I know now how dumb this was. So I wasn't able to get the money in time...

I'd just like to clear a few things up. 1st all collectors are not morons, althought after being screamed at sworn at called every name in the book for 8 hours straight I do sometimes feel a few brain cells lighter. I want to help some of the people here b/c honestly as both someone who has debts of...