I'm being told by a collection agency that a creditor has "charged off" an account. I had just recently made a double payment after getting four payments behind. Now I'm only two payments behind and owe less than $300 (based on a statement I received from the original creditor -- which was...

Hi All ~

I'll try to keep this brief. I filed Chapter 7 in April and was discharged at the end of July without incident.

About half of my creditors reported "ND" (no data, or blank) on my credit report following my filing date. The other half continued to report...

I have experian report that shows the same issue on multiple tradelines.

The petition was filed 7/09. Discharged 11/09.

Under Account History

Charge Off as of Oct 2009
60 days past due as of Sep 2009
30 days past due as of...

Hi. My earlier post was way too long, so here is one of my questions. Appreciate your help. I'm in Georgia.

We are going to foreclose in about 110 days (will be delinquent in 50 days).

We have a $51,200 HELOC that was opened last Aug. or Sept. (at that time, we had no...

i have an item on my credit report that says it has been both settled/paid and charged off; do i include the creditor in my BK/on my matrix? there is the following creditor statement associated with the item in my report: "Account legally paid in full for less than full balance."
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