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How to deal ebay inventory for filling chapter 7
I earn my income to sell used car lamps on ebay. I sell on ebay on my own name. I purchase used lamps from junkyard. I prepare to fill out B106A/B as business inventory under business property. My inventory estimates 30 pcs with purchased price $25 per pcs. The total purchased price is $750. Is using... -
Pro se chapter 7 motion to redeem trustee objection
We filed chapter 7 pro se, I also filed a motion to redeem with all of the proof of value with the motion, with pictures of the things that decrease the value.
the credit union did not object, but the trustee did. Not because he disagrees with the value, but because he said I filed the statement... -
chapter 7 who can I list as dependent
Hello Everyone,
I have come for additional advice. I did consult with 2 probono lawyers. Each gave me different answers. I am in California, I hope that is ok to list. I am unmarried and want to know if Its ok to list my sons father as a dependent? I did claim him on my taxes as he has... -
Looking for advice LLC with about 600k debt wanting to close down. Options.
Well I've been trying to post for a few weeks now but so much I want to say that end up procrastinating... live and work in North Carolina.
I have a failing Small business with about 650k in debt. I keep having to borrow to make it work and just decided to take my life back and stop... -
Student loan satisfied but no longer after discharge
I’ll keep this to the facts. I’m seeking any experience on this matter as my attorney, the two trustees he talked to and a second attorney have never experienced this before and not sure what the best course of action is.
I filed chapter 7 bankruptcy in 2022. I wrote a check to the... -
Creditor Addresses
How can I find the correct addresses for sending bankruptcy notices (service/summons) without calling them?... -
Ch 7 pro se per diem
I am trying to figure out how I document per diem when filing joint chapter 7 pro se. My husband worked out of state for about 3 of the past 6 months and if i have to include that in the gross income when filling out means test, it will put us over the income limit. It is labeled as "living out... -
Problematic Bankruptcy [AZ]
Hi guys
I screwed up. I misrepresented my income to acquire two personal loans (Upstart and Upgrade). I was unemployed. Each loan was for ~10k
It wasn't right but I thought I would quickly find another job in the pay range I represented for my loans~50k.
I have... -
Bankruptcy Petition and signing appointment
This is my first post and we have our signing appointment Wednesday. We will be filing chapter 7. I’m just curious because I’m looking at the overwhelming petition documents online, we filled out the entire bankruptcy worksheet which basically is all the same information that’s in the petition.... -
Changing Tax withholdings over the years
Hello, I have a question about tax withholdings. We used the IRS website to recalculate the 2022 taxes to ensure that we have enough to pay the tax bill. But we also did it in a way that we either break even or get a small refund (less than $800). So the question is, are you allow to change your tax... -
Does the signup bonus for a job obtained after filing count as a windfall?
I'm finally about to file Chapter 7 because money has run out, and will need to get a job afterwards. The pay will be above the means test amount for California, so I can't get the job before filing.
I received conflicting advice from attorneys as to when to start applying for jobs:... -
paying back navy federal after discharge
hello,
I filed a chpt7 back in October 2021 will be receiving my discharge soon. i have a vehicle loan i reaffirmed with Navy Federal and a credit card with navy federal that i included in BK. my qiestion is, if i pay back the credit card after discharge what are my chanced of getting approved... -
Previous Credit Card History After BK 7
Hello:
If I had 11 years as my oldest card before BK, will it erase those years on my credit report? One of my oldest credit cards that I was again given after BK said I was a member for 11 years, but my credit report says my oldest card was 2 years. Which one is right as far as an offical... -
Mortgage Co Refuses to Issue a Verification of Mortgage
Hi. I filed BK7, discharged in 2012. Did not reaffirm my 2 mortgages, both were with Bank of America, then they sold the 2nd mortgage last year to Select Portfolio Services.
I'm now refinancing. Bank of America gave a Verification of Mortgage to the new loan processor but Select Portfolio... -
Credit card income
I’m filing for chapter 7 and I realized I had inflated my income on credit card I believe I was making 36k and I made it 55k my meeting is in a couple weeks. I haven’t spent money on them or had any crazy purchases but I’m freaking out that I will have an AP after my hearing. Any advice?...