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NDC Case Status updated to About to Complete!
Logged in to NDC this morning, and my case status has updated from Active to About to Complete! I'm SO excited - it's been a longggg 5 years! Anyone know how soon I can expect to see the trustee file to cease the payroll deduction order? -
Almost done
I filed in October 2019, so close now and I'm anxious to be done. It's so frustrating though, it seems like my payments have been really slow to post on NDC. My recent payment was deducted from my pay on 11 Oct and has yet to post, my next payment will be deducted tomorrow, so that will be 2 payments... -
Greetings!
Just found this forum as my spouse and I approach the end of my our 5 year chapter 13 plan. 2 more payments then it’s over. Joined to learn tips on rebuilding post discharge. -
Almost done, but I have questions...Help!
Finally it's almost done! Constantly checking NDC for updates & PACER has been a nightmare - i can't get logged in at all, keep getting an error message that there's a problem with my account, emailed them - it's all driving me crazy!
Here's my situation...3 years ago I surrendered a car... -
New to chapter 13
Planning on fileing for chapter 13 and from my understanding you stop paying your unsecured debt. With the money that you were paying the credit cards / loans what do you do with it?
My co worker who went through chapter 13 summed it up as you just keep it in your bank account and hold... -
Facing chapter 13
Heres my situation I make about 100-104k in income (15-20 hours of overtime)
I have a 26k truck loan and 76k in unsecured debt of credit cards and personal loans.
with the amount of disposable
income being roughly 2,000$ after my budget & truck loan.
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Discharged
My ch13 was discharged on 8/6/24. So happy this over. Thanks to this forum I made it through 5 long years. -
Employed by bank where I have debt
Hi everyone, I am sad and shamefully here to make my first post. I believe I’ve reached the point of filing for Ch. 13 (make too much for 7). I have a lot of questions, concerns, and anxieties, but my biggest is related to my job and I’m hoping someone has some experience or knowledge on this!... -
Vehicle Cram Downs
(Only) I’m filing chapter 13. We have one car that we owe $45k on at 8% - my husband got a job 2 years ago that he drives about 50k miles a year so now the car is worth maybe 20k
The other car we owe 48k at 7%. We got it 1.5 years ago and it doesn’t have many miles but the vehicle is... -
HELOC after Chapter 13 discharge
We completed a 5 year Chapter 13 bankruptcy. Our HELOC was not included in the repayment plan. When I reached out to the bank after discharge they would not work with me to set up payments. The account has been "charged off" but it is still on the books and the collections department wants... -
Looking for advice LLC with about 600k debt wanting to close down. Options.
Well I've been trying to post for a few weeks now but so much I want to say that end up procrastinating... live and work in North Carolina.
I have a failing Small business with about 650k in debt. I keep having to borrow to make it work and just decided to take my life back and stop... -
Consideration for chp 13 late mortgage while being very ill.
Sick with Flu and COVID caused mortgage to be paid 2wks late. Only I had access to my account. 1st late while in chp 13.
Mortgage company threatened and said they are notifying trustee.
My lawyer office has not answered my calls or emails. 🙁😢 -
Chapter 13 help!
Hello new here , so to make a long story short , I filed chapter 13 bankruptcy , auto loan is co signed with someone that didn't file , the auto loan company didn't file a claim , then .you lawyer missed the deadline to file a claim on there behalf claiming the didn't have all the info, then the get... -
I feel like I'm losing my mind...
I hope I put this in the right spot.
hello all!
So we entered into Chapter 13 in 2018, after a failed attempt to own a business (yay american dream fail!) and a 2nd mortgage to pay back.
I feel like this was the worst decision we ever made. We were strapped before this but... -
CH13 Plan confirmed!
Hello friends! Although I have not yet seen it in Pacer, my plan has been confirmed based on
My conversation with the attorney. The whole process took about 6 months but it’s been worth it so far. My payment is only 1/4 of what my minimum monthly payments to the creditors used to be. Thank...