I am working on filing - mostly unsecured debt. House is upside down by about $50k... not quite enough to strip the second mortgage, from what the atty says.

I am afraid to keep the house and generally want out for several reasons:

1) Financially - not sure how I can/will...

We surrendered our house in WA during our BK ch 13 proceeding, plan is confirmed and we are making the monthly trustee payments. Question is are we still liable for utilities? The lien holder has hired a new agent to handle the sale so in my opinion we should not be. Any feedback would be welco...