I read online today that there are brokers that you can hire that will find banks willing to offer a refinance (so they basically do a lot of the work for you.) Has anyone on this board used a broker like this before? We are trying to refinance our house and have been turned down by two places.

Quick question, Do we need to have a 'Certified' Business Appraiser give us the liquidation value of our business or will a Business Broker be sufficient?

We are filing personal Chapter 7, unless valuation comes back with positive interest in the company then we have to convert to a 13....