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  • Venge97RI
    started a topic Motion to Lift the Automatic Stay/ Pacer

    Motion to Lift the Automatic Stay/ Pacer

    Hi All -

    Just wondering if i would see a request to lift the automatic stay , if my landlord has made that request , in Pacer .

    Basically my landlord has filed a summary process to evict myself and the other tenants in my building , after the other tenants ( after repeated...
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  • 4bees
    started a topic Pro-se, Auto-stay, Sallie Mae

    Pro-se, Auto-stay, Sallie Mae

    Since filing for Chapter 7 Bankruptcy pro-se in December, I was under the understanding that an automatic stay entered into place whereby a creditor is required to cease collection efforts against me. Since that time, I have been receiving non-stop calls and letters from Sallie Mae and their guaranty...
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  • Landlord denied access and does not believe he is violating automatic stay!

    I have been following this forum for 2 years now, since it became apparent that a BK was in my future. I truly have to say the level of education I got here has been irreplaceable.

    Basically, I started my publishing business 15 yrs ago with extreme success. Online news outlets and diminishing...
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    Last edited by AngelinaCat; 08-10-2012, 08:06 PM. Reason: To make a very long post easire to read. OP, please help with this in future posts.

  • SweetGeorgia
    started a topic Life Insurance payments and automatic stay

    Life Insurance payments and automatic stay

    So we've been through our own Chapter 7 and I'm trying to get information together to evaluate whether bankruptcy might be an option for my mom.

    The insurance payments are one of her biggest expenses. This is a complicated situation, but just assume that letting the policies die isn't...
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  • What if a stay pending appeal is not granted, and your house is sold?

    So, worst case scenario, the bankruptcy judge AND BAP both deny your pro se request for a stay pending appeal and the house gets sold (how likely is this, considering the "likely to prevail on appeal codicil" anyway? I mean, really... if you were likely to prevail in the first place, would...
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  • huffydogg
    started a topic Relief from automatic stay

    Relief from automatic stay

    Audi petitioned to relief from automatic stay so that they can repo my car. Court date was this past Monday, but I haven't heard anything. What usually happens next? Do I just wait for a phone call?
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  • Negative reporting after automatic stay...

    Hi All ~

    I'll try to keep this brief. I filed Chapter 7 in April and was discharged at the end of July without incident.

    About half of my creditors reported "ND" (no data, or blank) on my credit report following my filing date. The other half continued to report...
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  • randian
    started a topic Discharge date and length of the stay?

    Discharge date and length of the stay?

    What relationship is there between the discharge date and length of the stay? That is, is the stay lifted on day 61 regardless of when discharge is granted, or is it extended until the discharge is filed (which may be a lot longer than 61 days for backlogged courts)?
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  • mrskal
    started a topic Received letter from CC after filing?

    Received letter from CC after filing?

    I filed BK7 about 4 weeks ago, yesterday I got a letter in the mail from my bank about a Business CC. The card was included in my creditor list. It basically says "Let us help you with your past due balance" yada yada yada. At the end of the letter it say is you dont contact us or remit full...
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  • Filed last week and recieved a Notice of Intent to foreclose dated after...

    Filed last week and recieved a Notice of Intent to foreclose dated a couple of days after mortgage company was notified electronically.

    Two questions here...and I'm running on empty today, so I hope I explain myself ok.

    1. The BK filing stops all actions (unless they file...
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  • I think somebody just violated the automatic stay...

    Hmm, I just checked my FICO score-watch and got a message that my score dropped. Here's why:

    1 new account was added to your credit report:

    ASSET ACCEPTANCE CORP. (XXXXXXXXXXXXXXXXXX)
    Opened: 7/2010


    Balance: $23,377
    Credit limit or...
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  • Chapter 7 Questions... re Keeping House and Car if behind in payments

    Hello. I met with an attorney in March and have paid $800 towards my retainer and have been having a hard time coming up with the rest of the retainer. Today my boyfriend was served a summons for me from a credit card co. So I have decided I have no choice but to pay the full retainer next week....
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  • Remedies for violation of the automatic stay?

    What are the available remedies when a creditor violates the automatic stay, e.g., by continuing to attempt to collect on debts listed on Schedule F of a Chapter 13 filing, or by continuing to take automatic payments to apply toward a debt listed on the same Schedule F?

    In other words,...
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  • Still Awaiting Chap 7 Discharge and Bank was Granted Termination Of Automatic Stay

    Hello everyone,

    I could really use some advice. I filed Chap 7 on March 24, 2010. Since filing we fell behind on mortage payments. We are currently 3 months behind and owe a total of $5700. Truthfully, we want to keep the house and on our application we had the house excluded- but I...
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  • lolie
    started a topic Motion to lift Automatic Stay by Chase

    Motion to lift Automatic Stay by Chase

    Our discharge date is scheduled for July 6th and Chase just put in a motion to lift the Automatic Stay on our Mortgage. The hearing is scheduled for June 30. Seems a bit silly to me, if it's going to be discharged anyway in less than a weeks time past the hearing date. They are also asking that the...
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