Needing help from everyone on this board. Currently have a lease that is up at the end of this year. Back in March and also May, I attempted to get financing thru a Nissan Dealer here in NJ with no success. They tried multiple banks but no luck. A few weeks ago received Pre Approval offer from Capital...

Hello All,

Here is my question. my BK was discharged on 12/28/10, I checked my credit scores today and it shows 620, 563,655.

Included in the BK was a repo for a car i co-signed for and of course the my friend defaulted on the loan it was repo'd and sold last year....

Hi,

I got approved for 24,000 at 15.9 for a 2010 or newer vehicle.There technically is no down payment but don't see how that could even be possible with the 110% LTV stipulation.
They want the loan to be 110% of the dealer invoice price MINUS any rebates.
So basically...

Is there a way to get financing for a used car through an individual or a small dealership that does not do financing? I'm looking for a place that will give me a check on a not-so-new used car.

I found a car I like but Capitol One says they don't finance anything older than 2003. This...

I bought a vehicle with a dealer for $12998. It was approved with Chase. The dealer told Chase I put $500 down so the loan could get approved. But, between me and the dealer there was no DP. He just showed the vehicle on the loan papers as $500 more. Now after almost a week the dealer emails me...

1. Is there an auto credit score, not FICO, but a score that is specifically geared towards auto financing that dealers use. If so, how can I find out what mine is.

2. Is it true that you should first apply through the dealer as they can tweak your application to get you a better deal?...

Hi all,

I am looking to purchased a used vehicle from Carmax, I've done business with them in the past and they have been great.

I was discharged from a Chapter 7 BK in 2009, and have been approved for a loan with the following terms:

Wells Fargo Dealer Services...

Okay, so I'm taking Logan's advice from a previous thread which was to finance a car, put down a small amount, and then use a chunk of money to make the first payment (and be sure there is no prepay penalty). That way, I will be several months ahead of my payment, actually, I think I'll be a year ahead)....

I am looking at buying a used 2008 HHR with 27000 miles @ 12998. They dealer is wanting to sell me GAP insurance and extended warranty. (The vehicle already has the GM 5 year/100,000 mile warranty). The finance manager says the GAP is $180 for the 60 month loan term and the warranty is $1240 for...

Per pacer our joint case was Discharged today, and says awaiting closing. Asset:No

What can we do now? The lawyer said we shouldn't buy a car until the case is done. Is that now? If we get a loan for a car does that effect anything now?
(We let both our cars go in BK, wasn't wise...

I'm a few weeks from discharge and have been thinking of getting a used vehicle with AWD to get me through the winter. I am hoping to pay no more than $6,000 to $8,000 to do so, hopefully with a down-payment that does not exceed $1000. Obviously, to get what I want, used, at the right price, I'll have...