Hi guys

I screwed up. I misrepresented my income to acquire two personal loans (Upstart and Upgrade). I was unemployed. Each loan was for ~10k

It wasn't right but I thought I would quickly find another job in the pay range I represented for my loans~50k.

I have...

I was discharged on 7/7/2011 on an asset case. On December 2011 I finished paying the Trustee all the money he asked from us. Since then, nothing. No news. Case is still open. I spoke with my attorney and he is against contacting the Trustee to find out updates. Is he right? [to adopt the waiting...

Hello,
We were discharged in September (chapter 7). I'm nearly 24 months behind on the mortgage. BofA just filed the notice of default. The auction date is scheduled for end of March. Any ideas on how to stretch it out a little longer? Should I try the produce the deed method at the beginning...

I am so happy to have found this site, and have learned so much on here so far. I am considering a pro se filing in Arizona, am planning on meeting with some lawyers when I get the time too.

I've got a couple questions. First does anyone know about the arizona household property exemption?...

We're filing 13 and surrendering our home in the BK. I was wondering, does the lender foreclose quicker for non-pmt compared to a BK surrender situation? I've seen recent examples in both situations:

Non-pmt foreclosure situation : recent example in az, where the time from first late...

My husband and I are filing chapter 13 within the month and plan on surrendering our home (which we're 100K+ upside down on). We're only 1 month behind on payments on our first and 2nd loans.

My question is, should we begin looking for rentals now that our credit is still good? or wait...

A family member of mine is contemplating BK to avoid a judgment. She just found out today that she was named in the will of her neighbors (who died 2 years ago). She's rethinking bankruptcy now because she's afraid the trustee will want her inheritance. Any thoughts on this? I heard what's important...

Sounds kinda odd to have a "too much money' issue prior to filing chapter 7. I am filing in one month in the state of Arizona. I am going to receive about $7000 for my tax refund which is twice what my CPA said to expect. I also received $1500 in an unexpected refund from an attorney on funds...

We had our first BK meeting today, called a 341. We were very nervous, but things went fine until the Trustee informed us that on the date of filing we had more than the $300 allowed in our checking. Neither my husband or I remember the lawyer telling us that the checking had to be under $300 at time...

Hello all. I've done a little searching here and a lot online and just wondered if anyone had any information\experience to share until I can consult a professional.

Scenario: My H moved out 2/07, we do not yet have a legal separation nor divorce and have been married for 9 years. We live...