I have just had my 341 meeting this past thursday (11/6/2014) and no creditors showed up.

I have a fixer upper house that i bought for 35,000 in 2004.
Obtained a 25k home equity loan in 2005.
i live on the edge of a 'historic district' where homes a few blocks away are...

Who determines the value of your home when filing a Chapter 7? Is a market analysis done and who hires the appraiser? When is the appraisal done?

Who, exactly, determines the value of your home, when headed for BK?

I am a little disenchanted with our lawyer. We sat down with her before not paying our cc's for the first time ever and explained about our house. It's in a neighborhood of mostly older, little Capes, We explained...

I live in Forida and own a duplex

The Broward County Tax Assessor's office assessed it at $88,000

I owe 128,000 on the 1st and $116,000 on the 2nd (HELOC)

I want to do a lien strip and get rid of the 2nd by doing a CH 13

If I only submit a...