Hey all,

My younger brother made a foolish decision to get a truck when he was 18 and was approved by the local car company without a cosigner. Of course he ended up quitting his restaurant job a short while later and I can't remember if they repo'd the truck or if he turned it in voluntarily,...

I filed chapter 7 and was discharged in 2007. Five years later I'm back, filing a chapter 13. Here is my story...

I got credit cards after my BK.

I thought...
I needed them (I didn't)
I could handle the temptation to use them (well established habits...

Hi,
I was laid off my job about two years ago. I had significant credit card debt, $80,000 spread over about 7 cards, and I stopped paying on most cards about a year ago, the last one over 6 months ago. I have found no reasonable employment, and am living off the assistance of family. Thus, I...

Hey all,

Glad to have found this forum...and still somewhat in denial that I even needed to look for it.

I've got a few questions for the group here, but let me give you the lay of the land.


* In 2008, I was self employed, earning an income...

Hello,
Absolutely new to this BK story....hopefully not alone.
Our situation is : 100K in CC @ 7% average (about 1.6K a month) this is half of our total available, Our rental property is going into a short sale the loan is 317K and home worth 250K, my bank account has about 4K, but I...

I am a mother of 3 with a big tax refund. A little over $5,000. My attny wants me to spend it before they will file and I have been making payments on my bankruptcy for months....(they will not file until it is paid in full) but I have plans for the money to pay taxes on our home and make repairs...

I need to know if this is the correct way on doing this..My wife and I have decided to stop our case, we were still in the payment phase, no petition was signed..We're going to try to pay our cc's..I've filed for Chapt 7 in the past and was discharged in June 2004, my wife has never filed..I would...

My wife and I are in the process of filing Chpt 13, a couple more payments and our lawyer will start the paper work..BTW I was a Chpt 7, discharged in June 2004 so that's one of the reasons why it had to be a Chpt 13.The other reason is that we want to keep our home..Just an fyi my wife has never filed...