Hello all,

Been browsing the forum for a while and can't seem to find anything quite similar to my case. I wanted to see if anyone had any knowledge or experience with a situation like mine.

I filed for Chapter 13 late last year and am awaiting confirmation soon. My payments...

Hi,

i took a debt consolidation loan 7 months ago for $20,000 from discover bank. $16500 went straight to pay off my debts and $3500 to my account. I made all the payments (468x6=2808) until now that i did chapter 7. i did not lie on the loan application in order to get the loan....

Long story short (as short as I can make it)

Preface (for back story):

In August of 2011, we had some work done in our home. The insurance company paid us for the work. The work wasn't done correctly, and with the recommendation of our 3rd party adjuster, we paid a second...

I couldn't find any posts related to my specific issue, but if there are please let me know.

Nationstar Mortgage purchased my mortgage in November 2011 from Bank of America. I have been in Chapter 13 bankruptcy since July 2010. Per the BK Court ordered 5 year plan, BofA and subsequently...

Hi!

So, I owe about $175K in student loans, $28K of which are private. Am current with loans (was continually deferring feds or paying $50/m). I was discharged from Ch.7 in Sept'10 and we filed an adversary proceeding to try & eliminate or reduce my student loan debt. I have a good...

My situation is a long and disastrous one at this point. I have two separate attorneys working on my Chapter 13. One was hired just for the bankruptcy and the other was hired for an adversary proceeding against a bank. Unfortunately, the bankruptcy attorney turned out to be a complete joke and due to...

On unsecured Credit Card debt, especially luxury purchases, BK7, clearly outside the 90/70 rule, way beyond the 6 month guideline...is there a maximum lookback time that the CC company can go to object to the purchase? I think I read somewhere there's statutory limit of 2 years?

Hello, My husband and I have been confirmed since 10/12/2010. We have been making our payments but I noticed through the national data center that no payments had been being made to our creditors, including to our trustee. I called the trustees office and asked if there was an issue and found that...

I'm only able to disclose some information due to the fact I don't know which adversary attorneys or creditors read this forum.

We received a discharageability complaint from the lender who financed a vehicle. The lender released the lien to the vehicle (before it was paid off) and we...

Here's the situation so far:

- AP filed by secured creditor (Havertys furniture) on bar date, 10/25. We purchased the furniture on store credit about 115 days before filing Ch13. Havertys claimed that we did not reaffirm and "refused" to surrender to collateral (they never asked),...

I have a civil judgement against a person. And yes there was fraud involved, so I am wanting to file an AP under section 523. I do not have money to hire an attorney and need to file pro se. Has anyone done this or have sample AP paperwork that I could follow to do mine. Also tomorrow I am filing an...

I filed last month, about to have my meeting of creditors next week. I'm very nervous about an AP from capital one. I have never missed a payment to them but back in june I took a large cash advance check for 3500 dollars to pay basic living expenses for the month of july because I was off work unpaid...

Hello:
I am a wreck and will continue to be - but after the meeting - which went fine - I checked Pacer Friday night and the Trustee had a report of No Distribution and he was finished with the case. So - what does this basically mean - and a dumb question - why do we wait 60 days for discharge?...

I don't have time to search for it, but if you can, track down this Notice of Appeal

9th Circuit Court of Appeals
Case Number 08-56403
Petitioner Paul Hupp
Filed 6/21/10
Find and read the Petition for Rehearing, it is hilarious and describes the frustration with...

I will probably be filing chap 7 BK, I'm aiming for May 2011. I took out 4k (2K split over 2 diff CC's) in 2 cash advances, 9 months ago. I have receipts for everything I bought and bills I paid. I spent it mostly on household goods, that my ex trashed or took (or were just old as dirt) in his grand...