I have filed for BK CH7 on 6/13/14 with an attorney.
341 Meeting on 7/15/14 - Discharged! Currently waiting on 60 days to pass.

My wages are still being garnished by one of the creditors! I have advised my attorney of this when we went to the meeting he advised me it should of...

We should have everything finalized by early next week and would assume our case will be filed by the end of next week. I tried searching but couldn't find an answer. Is there a date deadline from when you file and you have to have your 341 meeting? I didn't know if it just depended on case load...

My 341 meeting was today in a nutshell I filed for chapter 13, I have a 1st and a 2nd mortgage and credit card debt. We are attempting to strip the 2nd mortgage since my property is underwater. I have NO arrears.

I wanted to share the questions that were asked at the meeting, it was not...

Hey everyone - I just got back from my easy-breezy 341 meeting. Like everyone on here has said IT IS QUICK! I know there are exceptions, of course, but my meeting was pretty by the book. I apologize in advance if this post is long but I just want to explain how my meeting went and hopefully calm the...

God bless these forums! You guys have helped to quell (some) of my fears about my 341 meeting tomorrow morning. I contacted the trustee who confirmed that all of my documentation had been received (an e-mail I WILL be bringing with me tomorrow). I'm just nervous because the law office representing my...

I live in Georgia. There was a roofer that managed to bilk over $150,000 in cash (mainly up front insurance money) from 36 people in 4 months. Now he is declaring bankruptcy. I have read up on what I can do about my debt listed on his bankruptcy. My goal is to file an advessary proceeding to claim that...

Feeling OK about it after reassurance from my attorney, who I like so far. He takes the time to talk to me when I'm kind of freaking out about something.... I'm not sure how I'll be tomorrow... maybe I'm just a bit numb from all the stress coming from so many directions....

I've been...

If I knew how, I'd turn this into lyrics and match it up to country-western music. But since I don't, this post will have to do. ;)

The day started off good, all things considered. I was up at 6:30 as planned, and leaving town by 7:50, which was right on schedule. If you knew how badly...

So I've been meaning to write about my recent 341 experience... here goes:

(warning: long post)

Tip number one: For the love of God, know where you're going! As prepared as I was for the actual 341, I didn't heed the advice offered here on the forum about doing a trial...

I am very troubled by a motion filed to deny our Chapter 13 petition. Just before our 341 meeting, I was fired from a part-time job that helped us with our expenses. Now, we get this letter from the trustee about a motion to deny our petition even though we have another job to replace the income we...

I know everyone says our 341 meeting shouldn't be a big deal, but I can't help but be nervous. Scared to death, actually. My attorney told us to just bring our driver's licenses and SS cards as proof of identity, and that's it. Any advice? We are hoping to get there about a half hour early to watch...

My 341 meeting was today.

Had the usual scared/nervous anticipation all built up in my mind like so many others here. Not just about the normal bk process anxiety, but also the question of what is going to happen to my house, which is being foreclosed, but I'd rather the trustee take...

I am just writing to share my experience. This website has been very helpful so I thought I'd offer anything that I can. I filed Ch 7 without an attorney in the first week of Oct. I filed pro se because I could not afford the attorney and I believed that I was smart enough to do the right research...

We filed BK13 on 8/26 and had our 341 Meeting on 10/20. We received a letter stating we were confirmed as of 10/26. The NDC site shows that we are confirmed as well. We are on a 100% payback plan. We surrendered our house (1st and 2nd Mort) and car (after repo'd). It also stated that our creditors...

My 341 meeting is set for 11-10.

I am a no-asset case, but am over the median income for my state.

My Means Test shows about $100 in negative income, and my Schedule J is showing over $3,000 in negative income.

So far, my Trustee has sent only one letter...