Excuse me if this is answered in another post, but I could not find it by searching.

Code Civ. Proc., § 703.140(b)(3) states:

The debtor's interest in household furnishings,
household goods, wearing apparel, appliances, books,
animals, crops, or musical...

(1) I have not had an actual home for the past 2 years. I've been working off and on as an Independent Contractor during this time which we worked in a different city/state everyday. During my off time I would spend it split up between California, Florida, and a little bit in Nevada. My license is still...

My Cal. BofA serviced first mortgage (BAC Home Loans Financing), owned by Freddie Mac, was originated with BofA and is foreclosing. It will be paid in full but the recourse heloc will not to the tune of about $100k. Does the fact that BofA (BAC Home Loans Financing) sold out the heloc and thus merged...

We filed Ch 7 July 23rd and just our discharge notice November 8th. We stopped paying our mortgage beginning with the August payment.

We are not upside-down with just the first but we are with the twomortgages. In addition there are so many things wrong that would cost so much and we...

341 today seemed to go ok - never asked about the vehicles. Attorney could not give the full exempt to our jeep. Trustee never said anything- attorney had it that we would pay 2300 - which would be fine - trustee only requested one item on our home - but that was it basically. Should I be worried...

Hi,

I've just petitioned for chapter 7 bankruptcy today in Sacramento, California. I had a debt to Wyotech in Fremont, CA (Under Corinthian Colleges, which btw fell off in the ) in the form of a tuition balance owed to the school, taken care of by an attorney by the name of Xxxxxxxx Xxxxxxx,...

Isn't the mortgage servicer supposed to send the Notice of Default to the borrower?

Or is it because my BK is now discharged (and I surrendered the house) that the bank recorded the NOD with the county, but didn't send me anything???

(I'm still very curious to see who has...

Joe, I wish you nothing but good luck for tomorrow! You've been so helpful to a lot of us here. Here's hoping you get through the next very important step towards that fresh start you deserve so that you can take care of that 4 year-old princess of yours and the rest of your family, of course!!! ...

I live in Orange County CA and in need of an experienced BK lawyer. I would like to file CH7 but may have problems due to high income.

Please send me a PM with a referral.

I left California less than two years back so will be using California exemptions for the Chapter 7 I'm filing (CA Chapter 13 dismissed early 2010 after I could not continue with plan). California provides no access to Federal exemptions and there is no wildcard exemption (whatever benefit the wildcard...

I've been filling out the ch 7 forms and have ran into some questions.....

I don't own much of value aside from a car worth ~$2k and a 3yr old computer which probably I couldnt sell for even ~$100. I don't own property.

California has 2 systems of claiming exemptions on...

I think I get it all, including a generous wildcard which yes can be used to exempt cash (verified with attorney.)

But there's this one...
The debtor's interest in household furnishings, household goods, wearing apparel, appliances, books, animals, crops, or musical instruments,...

I've seen two conflicting pieces of advice about creditor lawsuits:

1. Always answer to slow them down.
2. Don't bother answering if it's an original creditor (OC) because they'll just get a quick motion for summary judgment.

I'm in California, and want, very much, to...

Last night I posted a thread about Chase threatening to sue. Well the helpful comments made me realize I could go online and read the court's docket. And there it is, a suit against me from American Express. 4/6/2010.

So, anyone in California (I'm in San Diego): how fast is this going...