Because I can't keep up with payments and I filed CH7 less than 8 years ago. No, I have no mortgage.
In any case, if I can't apply the wildcard to the 4K portion that would be secured, my payments would not be significantly lower by the time I add in attorney fees (means-exempt, my...
AnnainSWFL
Junior Member
Last Activity: 12-26-2024, 07:43 PM
Joined: 12-26-2024
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wildcard towards vehicle and rest crammed down as unsecured?
Sorry, re-posting this in proper place:
I am considering filing CH 13 as possible 0% (I am significantly below AMI and owe no priority debt). I have 9K left on a title loan and car is worth 4K (title loan - car was already paid in full and is the collateral).
Can I use 4K wildcard... -
Using wildcard in CH13 for car equity and cramdown
I am considering filing CH 13 as possible 0% (I am significantly below AMI and owe no priority debt). I have 9K left on a title loan and car is worth 4K (title loan - car was already paid in full and is the collateral).
Can I use 4K wildcard and basically owe nothing on the car thus...
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