rodsren
Junior Member
Last Activity: 12-19-2024, 09:36 PM
Joined: 09-11-2024
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Yes, the NAVY FCU works the same way. I took out a $3,001 secured loan (2.25% APR, if I made all payments in 5 years as normal, the total interest would be around $175.00). I paid it down to around $300 remaining and have it set up for a $10/payment each month from my Capital One checking, so I will... -
COMNITY BANK SAKS 5th Avenue WE M/C: THEY DIDN'T DO A HARD PULL AND APPROVED A WORLD ELITE MASTER CARD with a 2,700 limit. Stunned, they didn't do a hard pull. As for NFCU, SSL for $3,001 was taken out and is now paid down with the balance from the load (not in full). As for NFCU 5,000 secured card,... -
Update on NFCU. After they said no online, I did indeed open an account with the health of a Miami beach. A couple of months later (i.e., last Thursday), I opened an SSL for 60 months and $3,001. Now I need to pay that down as recommended and use the money released (that secures the load) to open...Leave a comment:
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And don't forget about airline miles and points (if you didn't burn Chase and Amex primarily, Citi and Barclays to a lesser extend). While these points have been devalued, you can still use ExpertFlier and when a decently priced international seat in business class is available for 57,500 miles (USA-Europe,... -
Dear Clay 3007: FICO 8 if still in the 630-640 levels at the three bureaus (I pay Experian 24.99/month to get new FICO 8 scores from all three every 30 days). FICO 9 is almost 700, and this is 4 months out. I took the bail for a Merrick bank 1,500 no fee with 3,000 after 7 months on time. No real... -
Dear Shipo: I finally have $3,000 put together (I got a paying consulting client last month here) and am ready to do the SSL for, if I am right, $3,001. I still have the nice guy's name who said that when I am ready to send him an email, he can set it up w/o a credit pull. The advice is to pay it... -
That happened to me once in the late 90's (I had a Member since date of 1982-I'm an old guy), but I had a payback plan with them in the 90's. Since then, I have not had a high income and have had to file ch13 twice (once in 2003, and once in April 2024). After 2003, they would only let me get as...
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