rodsren
Junior Member
Last Activity: 01-17-2025, 06:05 PM
Joined: 09-11-2024
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And it is a vantage score, so if not previously mentioned, practically NO lenders use them. So IMHO it's practically useless. FICO 8, in general for consumer credit, is the most important score. FICO 9 is used by some lenders (including, I understand, NFCU). It is a bit more forgiving because, for... -
Agreed. Capital One gave me the proverbial 3,000 limit (May 2024) even before chapter 7 was finalized at the court (7.29.24)-and they were burned to a small measure (>2K). Heavy Usage and payment went down to zero every month, and after 6 months, they gave me a measly $300 credit line increase. Ridiculous...Leave a comment:
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