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awafan
Junior Member
Last Activity: 04-14-2025, 07:19 PM
Joined: 05-17-2024
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  • My 341 meeting was done by Zoom a couple of weeks ago. I was the last meeting and got to watch the ones before mine. I couldn't believe how often people gave information or explanations that wasn't asked for. One woman answered each yes/no question with a paragraph explanation. None of the people I...
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  • awafan
    replied to Length of Time
    I received my federal and state refunds about a week before I filed. The total amount of the refunds was about $2,400. I spent $850 of it getting my propane tank filled. I spent another $800 buying groceries and other consumables (toilet paper, shampoo, etc). I spent $350 on license plate tabs for my...
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  • I quit paying on a bunch of credit cards in early May last year. The first time I was contacted by a debt collector, who was also a law firm in my state, was in mid-November. You have 30 days to respond. I waited until almost the end of the 30 days (mid-December) to respond and then sent a letter certified...
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  • awafan
    started a topic Mortgage Company Won't Reaffirm

    Mortgage Company Won't Reaffirm

    My mortgage balance is about $250,000. The value of the property is about $390,000. I have made every mortgage payment on time. I filed a no-asset chapter 7 bankruptcy in February and had the 341 meeting last month. So far the process has been smooth. After the discharge my only debts are going to be...
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