shipo
Moderator
Last Activity: Today, 10:28 PM
Joined: 02-23-2020
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The best advice I can give is to interview three to five attorneys and ask your questions to him/her; there are so many moving parts to a bankruptcy, especially a Chapter 13, it will be difficult for us to give you good guidance. With that said, if you opt for Chapter 7 and surrender one or both of... -
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Yeah, I tease the three cards I have in the proverbial sock drawer at least twice a year as well....Leave a comment:
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During my post-BK era before the public record dropped off my reports, I approached my max credit limit on numerous occasions, and handily exceeded it once, and none of my credit card holders dropped my credit limit; quite the opposite actually. When I exceeded my CapOne limit by well over a thousand...Leave a comment:
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If the reporting is accurate, and it sounds like it is, then there is nothing you can do. That said, the Chapter 13 on your records trumps all other negative remarks and the fact it is showing does not hurt you in the least. By the time your bankruptcy falls off your records (a little less than two...Leave a comment:
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My NDC reported my case was closed literally four months before it was actually closed, so I would take their status with a huge grain of salt.Leave a comment:
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Personally I would avoid them and go with more mainstream lenders like CapOne, Discover, and even your local (or national) credit unions....Leave a comment:
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CapitalOne Quicksilver is a good go-to card. If you can join NFCU, their secured nRewards is another good starter card.Leave a comment:
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