Hello Jayden,
If I recall correctly, you need to have a history of something like 6-months of contributions into your 401(k) plan before it will "okay" to the Trustee. As for "how much"; that varies by company. A safe rule is to contribute at least what your company...
shipo
Senior Member
Last Activity: Today, 06:25 AM
Joined: 02-23-2020
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While "ageism" is certainly a thing when it comes to looking for a new gig when you're older, it seems to be hit and miss. I was actively recruited for my last three jobs directly by the HR departments of the companies I worked/work for. The first one when I was 56, the second when I was when...Last edited by shipo; 01-30-2026, 09:40 PM.Leave a comment:
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Welcome! Following the recession my wife and I both had small business failures and lost our home (we were forced to sell at a massive loss to avoid foreclosure). Our finances caused us to separate. We both ended up getting jobs, and ended up getting back together a few years later. While separated...Leave a comment:
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Each bankruptcy, especially a Chapter 13, is heavily nuanced. There is no one such boilerplate solution. My bankruptcy attorney, who retired shortly after my discharge in 2020, had been doing it for over 40 years and knew the Trustee well. Even with that level of familiarity, she had to put a LOT...Leave a comment:
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Otter35, I don't think your plan of demanding a "rock solid" number (within a range of a few hundred) is viable. There is a lot of work that goes into a Chapter 13 filing, and to get to the point of a fairly accurate number, most (all?) attorneys will burn way more than $500 of their time....Leave a comment:
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Checking in late. Congratulations eap82! Such a huge accomplishment to complete a Chapter 13. A few years from now when you look back at the last five years, it will only seem like a bad memory.
Sort of an unrelated comment. During my second year I needed a cathartic outlet and started...Leave a comment:
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Are you talking about filing a Chapter 13 pro-se? If so, the general advice is to use an attorney, they know the ins and outs of the more complicated Chapter 13 filing (compared to a Chapter 7), and in virtually all cases, the money you'll save will more than pay for the attorney fees. In my case,...Leave a comment:
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The Trustee's job is to make the Chapter 13 survivable; they want you to succeed! Or, said another way, they don't want to bleed you to death.
Maybe it's just me, but $3,600 per month on a $190,000 annual income sounds absurd. Question, is the 190K your salary, or is that your gross with...Leave a comment:
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I deliberately delayed my Chapter 13 filing to establish a higher 401(k) pattern, and then over the next four years, I dialed up my contributions by the very amount of my income increases from bonuses, raises, and promotions. I think I hit (or got very near) the IRS limit (plus Catch-Up) somewhere...Leave a comment:
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