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I refinanced my used car loan to go from 12% (bought month of discharge) to 7% after 3 months spent clearing up inaccurate items on my credit bureaus. I saved an good amount over the course of the loan and a few hundred a month. Whether it's worth it all for you to save a few dollars a month is up to...
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They have excellent resources here on rebuilding credit that have helped me tremendously....
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No they weren't they were in forbearance. They did start a month after discharge. Recently they went into some kind of temporary forbearance because of some policy or legislative change....
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