despritfreya
Senior Member
Last Activity: Today, 03:24 AM
Joined: 08-01-2010
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I don't have much more to add to what JB posted. Before you do anything, discuss with a qualified attorney. Even paying the SBA and waiting 91 days to file can be problematic. If you are paying the debt for the benefit of your entity, the look back period could be extended to 1 year as your entity... -
If the questions relate to the topic of this thread, I would keep it here. Regardless, I would hold the questions till after you meet with the attorney. Understand. . . while bankruptcy law is a Federal law, its interpretation is subject to Case Law from the District you are in as well as local procedure...Leave a comment:
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Discuss all of this with the local attny. You have a number of options. But for the mortgage lien against the commercial building, you should not lose any assets. If the commercial building has equity, the entity (I assume it is not tiled to you) could sell it to pay off the lienholder and pay down...Leave a comment:
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Take a deep breath and relax. There are many small (mom & pop) type businesses dealing with the fall out of COVID and other things. You are not alone.
There are two issues regarding your comments of a lien against your home:
1. I assume the SBA loan was an EIDL loan...Leave a comment:
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I rarely believe an entity should file a Chapter 7. An entity will not get a Discharge in a Chapter 7 therefore, filing the case has little benefit except to the attorney who gets a fee. If an entity is no longer operating and no longer has any assets (all those assets belong either to the SBA for...Leave a comment:
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Forget about a 7 for the entity. If it is "dead", it is "dead".
Concentrate on a personal case. Typical stuff for me but I am not in your State and I don't know any attnys in Wyoming.
Accessing PACER, I looked for an attorney in Wyoming that has filed...Leave a comment:
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Welcome to the Forum. Below is a link to a fillable Schedule J (monthly expenses).
https://www.uscourts.gov/file/18741/download
I am also including a link to Schedule I (monthly income)
https://www.uscourts.gov/sites/defau...form_b106i.pdf
...Leave a comment:
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I am sorry you feel bullied by the system. Pro se debtors are at a big disadvantage because, by Case Law, they are expected to know the law and procedure just like an attorney. Right or wrong, people who work for the courts and/or the trustee get frustrated when dealing with those without an attorney...Leave a comment:
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