I am a Federally designated Debt Relief Agency Attorney, with experience in Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Mortgage Modification, Debt Settlement, Fair Debt Collection/Debtors Rights. I also work in Small Business, Intellectual Property (including software licensing and entertainment law) and Elder Law. I take a compassionate view on all problems presented to me and many of my clients past and present have become personal friends.I am also an MBA with several years of practical experience as a Financial Planning Analyst with the NCR Corporation and this background provides me with unique insights into the economics of law which most attorneys simply do not have.