Worry about nothing and instead pray about everything!At The Ballard Law Group we offer affordable bankruptcy options for those in need and when bankruptcy is not the best solution we offer non-bankruptcy options such as debt settlements and mortgage loan modification. We are a consumer firm and we never represent the creditor; therefore, your interest is always our priority. Consultations are always free with flexible payment plans for every budget extending up 12 months.I sincerely enjoy helping people get a fresh start.