Louis J. Esbin is a Financial Lawyer with over twenty-four years of experience in Bankruptcy, Commercial Law, Secured and Unsecured Transactions, Buy-Outs, and Litigation, representing individuals, small businesses, corporate start-ups, as well as clients from Wall Street Broker Dealers, Las Vegas Casinos, Banks, and Nonbank Lenders. He is the only Certified Bankruptcy Specialist by the State Bar of California Board of Legal Specialization practicing in the Santa Clarita Valley. He was a founding member and during 2008, he was president of the Central District Consumer Bankruptcy Attorneys Association (with 160 members the second largest consumer bankruptcy attorney association in the United States).Louis Esbin has an undergraduate degree in Finance and Accounting from the State University of New York at Albany and a law degree from Golden Gate University School of Law. During the first two years following law school he clerked for Bankruptcy Court judges in Oakland, California, as well as Los Angeles. Over his career, he has associated with law firms in San Francisco, Los Angeles, Century City and New York, from which he represented a diverse group of corporate and institutional clients. Throughout his career, representation has included both sides of the creditor-debtor relationship, and nearly all parties in interest that may participate in either a bankruptcy case, bankruptcy litigation or state court litigation.Louis Esbin assists corporate management and sole proprietorship clients in the course of assessing and minimizing risk and maximizing returns in regards to default situations and work out arrangements that may arise due to the current changes in interest rates and the (in)ability of borrowers to service loans while straining under increased household or business budget expenses. In response to the sweeping amendments to the Bankruptcy Code in 2005 Louis Esbin co-authored a book with three other certified specialists as a practice guide for other attorneys on how to practice bankruptcy law under the Bankruptcy Abuse Prevention Consumer Protection Act. Very well received, the Practice Guide sits on judges benches as equally as lawyers desks. He is also currently editing the bankruptcy chapters of the CEB publication, California Mortgage & Deed of Trust Guide, an authoritative treatise used by banks, judges, and lawyers alike. He is a frequent lecturer to bar associations, accountants and realtors on the impact of bankruptcy on their clients, as well as their own businesses and business models.Louis Esbin has been a member of the Newhall-Santa Clarita Rotary Club since 1993, serving at times as secretary and vocational chair. He has also presided as a Santa Clarita Community Court Judge since 2007, a one of kind diversion program for at risk youth. He believes that his responsibility is to be the emergency room surgeon of the economy and in his community, performing triage on clients to assist them in âseeing the forest from the treesâ of economic despair and confusion.LAW OFFICES OF LOUIS J. ESBIN25129 The Old Road, Suite 114, Stevenson Ranch, CA 91381Tel: 661-254-5050 Fax: 661-254-5252 E-mail: [email protected] | Web: www.esbinlaw.com