Our firms’ practice is focused on assisting individuals in financial hardship, repairing and rebuilding credit, and providing them with a true fresh start. Many firms “encourage” their clients to file bankruptcy because they do not provide any other options besides bankruptcy. At Kelbel Law Offices, LLC, we provide bankruptcy services, and many other bankruptcy alternatives to assist individuals in eliminating their debt. Our firm custom-tailors a legal solution for every client based upon your specific situation. Our firm handles the following cases: Debt consolidation Debt Settlement/Debt Negotiation (Both Business & Personal Debt Settlement) Bankruptcy–Chapter 7 & Chapter 13 Credit Repair Short Sales Loan Modifications Deed-in-Lieu of Foreclosure Foreclosure Defense Chapter 128 www.kelbellaw.com