Its been a while since I've been on this site. We did a voluntary dismissal in Sep 2012 after our mortgage arrears were brought up to date. I borrowed $$ from my 401k and settled with the remaining creditors. Everything has been fine since then. So last month on my monthly mortgage statement from Chase there was a miscellaneous $20 fee added. I called to ask about it and I was transferred from cust service to a foreclosure rep. I was told that there were unpaid fees associated with my foreclosure that weren't paid under the Chapter 13. I asked what exactly theses fees were. They said they'd have to have someone from their foreclosure department investigate and mail me their findings.Then they said I'd have to talk to a specific person and I'd have to be transferred. So instead of transferring me, they hung up on me. I called right back and got cust service again. I explained my story again to the rep and told her I got hung up on. She looked at my account and said she had no idea what that $20 fee was for and that there were no details about it. So she cancelled it - just like that. I checked my account online the next day and the fee was not there. I just got my latest statement in the mail and no $20 fee. I don't know what the hell goes on at Chase. Are they all crooks or are they all completely incompetent? Or is it a combination of both?
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