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    Maryliyn Manson sings about it. "Welcome to the Dope Show" What a shame

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      If you think the New BK Law is screwed up, you oughta deal with the New Medicare Plan D. I TRIED to help my Mom decide the best plan for her. It was rediculous!! And that's putting it mildly.

      I asked the Pharmacist at the Drug Store for info. Oh sure, they had info. They had a whole display of info at the front of the store. We picked up a sequoia tree of pamphlets and flyers and booklets from the Gov't and different insurance carriers. All meaningless.

      So I tried Net searching. The Pharmacist had said we'd have to compare Mom's list of drugs with the different companies formularies to find the best fit for her. OK fine for the drugs she's taking now, but what about the future. I was going to each insurance company's website with Mom's list of drugs and looking at formularies. I got thru about 4 companies when I decided there had to be a better way.

      I went to the Medicare website. Entered all Mom's info, her drugs list, and Medicare spit out a list of 50 different plans. I thought, "Great! I've hit it. Finally! An easy way to cross reference the insurance carriers with the list of drugs." WRONG. After looking at 1 or 2 webpages of plans and clicking links for more info, I saw a company I'd already been to and knew that 2 or 3 of Mom's drugs weren't covered. Back to square one. Going thru each insurance company's formulary list and cross referencing drugs.

      Mom gave up waiting on me. She got scared if she didn't sign up for a plan with her current Medi-Gap insurance carrier that they would cancel her Medi-Gap plan. So Mom filled out the paperwork and put it out in the mail and then she told me about it. UGH!!

      So OK, I thought it was me. I just didn't get it. How to find the right Plan D for Mom. First doctor's visit we're at after that, the nurse and I are discussing the whole Plan D thing. It's a mess for the doctors too. Patients are complaining that it's all very confusing. Doctors' offices are equally confused as well. Can't advise their patients. Doctors having to change patients' meds to other things to get them on something their Plan D will cover. Or the doctors are having to "apply" for approval to keep a patient on a drug they know is working. I looked at Mom and said, "So it wasn't just me after all."

      Medicare Plan D is a bigger joke than BK reform. It was supposed to save Seniors money. Hasn't saved Mom a penny. In fact, it's costing her more. Now she pays a $40/month premium she didn't used to pay with no better bottom line when she gets her scripts filled at the drug store.
      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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        Hey just a thought, maybe Bush thinks all these "Guest Workers " will want to be "Guest Soldiers" for the upcomoing Iran war? Does that make sense, after all the Army is hiring. American citizens need not apply. Talk about outsourcing.LOL
        Last edited by fellowpoorman; 04-06-2006, 06:38 PM.

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          Can we outsource the presidency?......then congress????........ect............

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            ROFL!!!!!!!! You guys are great!!
            Filed: 2/24/2006
            341 mtg: 4/4/2006:angel:
            Discharged: 9/25/08!!!!!:yahoo::yahoo::yahoo::yahoo::yahoo:

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              Have to laugh to keep from crying!
              Filed: 2/24/2006
              341 mtg: 4/4/2006:angel:
              Discharged: 9/25/08!!!!!:yahoo::yahoo::yahoo::yahoo::yahoo:

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                We are outsourcing everything else why not the president.

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                  Been there done that....

                  Get caught here with excess cash, see what gets siezed, you will not I promise you get any of it back ever, though you are innocent. I have many friends in THAT PD. It is called "Suspicion of criminal activity"

                  Yes indeedy, you should have seen the SCSD asking me why I had $3k in my purse, returning from a little ride, coming back to my beautiful rented house in Sarasota only to find my landlord and the police due to the fact that the stove had been removed from the property and sold...I said, "because I can". I knew I would be moving out (not quite that fast, ...)and you always need first, last & deposit...they asked me how I got it, ...alimony...but they did not seize it...been through the car seizure prior to that one...so, yes, you may think you have rights, but not always able to exercise them!!!
                  Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
                  Who it was we were below, where we've been and where we go

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                    I forced "Steve Hill" to admit that he was in India, "Aspire Visa" when calling customer service. No problem with the card, no more monthly fees and yearly down to 50 bucks, planning to dump it though.
                    "You once asked me for advice. You want some now? Never pass up a good thing." Lieutenant Jean Rasczak, Starship Troopers

                    Join the Mobile Infantry and save the world. Service guarantees citizenship.

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                      I bet "Steve Hill" was in New Delphi. When I had AMEX, I called them and talked to "Shawn". He told me he was in New Delphi. I asked him what it was like. He said "so many American companies". Here's the kicker. I told him "then you must make very good money, and be able to get lots of jobs". He said American companies do not pay so good. He, then, said he had to go as their calls are monitered.

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                        My best friend is a Police Officer and his brother is one also. My buddy actually worked on the trading floor on Wall Street and we've known each other many years. Fortunately, these two are quick witted, way above average on the smarts scale and understand jurisdictional and constitutional issues VERY well. Both have gotten rewarded and also ruffled feathers for adhering to the law. When your property is siezed or you say, let an Officer on your boat and such they assume a huge liability and can be sued. Alot of times our rights are violated by morons and also because we are ignorant of our rights, mea culpa... most of all.
                        "You once asked me for advice. You want some now? Never pass up a good thing." Lieutenant Jean Rasczak, Starship Troopers

                        Join the Mobile Infantry and save the world. Service guarantees citizenship.

                        Comment


                          Originally posted by AMISLANDER
                          Get caught here with excess cash, see what gets siezed, you will not I promise you get any of it back ever, though you are innocent. I have many friends in THAT PD. It is called "Suspicion of criminal activity"

                          Yes indeedy, you should have seen the SCSD asking me why I had $3k in my purse, returning from a little ride, coming back to my beautiful rented house in Sarasota only to find my landlord and the police due to the fact that the stove had been removed from the property and sold...I said, "because I can". I knew I would be moving out (not quite that fast, ...)and you always need first, last & deposit...they asked me how I got it, ...alimony...but they did not seize it...been through the car seizure prior to that one...so, yes, you may think you have rights, but not always able to exercise them!!!
                          So if I can't exercise my rights, do I have the right to exercise?

                          Comment


                            Originally posted by fellowpoorman
                            So if I can't exercise my rights, do I have the right to exercise?
                            You may want to consult with your attorney on that one

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                              And minny, I think this thread is worthy of sticky status.

                              You know what Mr. T would say... I pity the fool who don't read my thread!

                              Comment


                                Don't abandon the thread now!

                                While watching cnbc today, I saw some dude talking about immigration, and how it should be legal because: "They take the jobs that americans increasingly don't want"

                                I wonder why we don't want them? If they could pay less than minimum wage they would, and for immigrants, they do!

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