Ugh. Sometimes I kind of envy druggies because they can solve the majority of their problems by going to rehab for a month. Where's the rehab for debt carriers?
I registered for this forum a few months back and we still haven't filed yet. We've been working on HAMP. We don't think we'll be approved, but you have to roll deficiencies into BK when you file, not magically later and we're pretty much an automatic Ch7 on account of ridiculously low income. The uncertainty and never ending limbo just drains the life out of me every day. And it's not like you can afford talk therapy when you're broke. Ha.
How do others cope or how did you cope? It is nice and reassuring to see the siggies where people have been discharged, to know there will be an end to this someday.
I registered for this forum a few months back and we still haven't filed yet. We've been working on HAMP. We don't think we'll be approved, but you have to roll deficiencies into BK when you file, not magically later and we're pretty much an automatic Ch7 on account of ridiculously low income. The uncertainty and never ending limbo just drains the life out of me every day. And it's not like you can afford talk therapy when you're broke. Ha.
How do others cope or how did you cope? It is nice and reassuring to see the siggies where people have been discharged, to know there will be an end to this someday.
Comment