Hello everyone, still a newbie here. I lost my job two years ago. I defaulted on 3 credit cards last year 10/09 owed 15,000$. I'm a 99er, no unemployment, still no job and no bank account. Well for the last twenty years I have been assisting my elderly neighbor, helping out when her husband had Alzheimer's and just recently looking after her(92 yrs) taking her shopping, driving, cleaning, and so forth. Well...the neighbor has moved to NYC with her adult daughters and as a wonderful gift... the elderly neighbor wants to give me her paid off home. What do I do? Can the credit cards, unsecured debt, put a lien on secured debt if its homesteaded? Any information would be nothing but appreciated.
Thank you...all of the members on this forum have been nothing but helpful and sincere....
Thank you...all of the members on this forum have been nothing but helpful and sincere....
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