Ad&d insurance

[mijd]

I was wondering if there are any insurance agents who frequent this forum who may have knowledge concerning accident death and dismemberment insurance. I took out a policy on my partner as he was transfered out of state to work for a few years and he was co-owner of my condo and both mortgages. The policy would cover his half of the mortgage in case of death or disability. The condo was sold in a short sale in Feb, so I'm thinking there is no further reason for the policy. Friends have told me these policies are a waste of money. Does anyone have an opinion on this one way or another? I appreciate all responses.