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    Will Be Joining Thousands of Others

    I found out today that I will be loosing my job by Jan. Mentally I've been preparing for this for over a year because I've witnessed lay-offs and consolidations at my company. I knew it was just a matter of time.

    And since last Jan, I've been sending out resumes and I never get even an interview. It never used to be like this. I've never had a problem getting a job.

    So, unemployment, here I come. I read an article on the front page of the WSJ yesterday where a man lost his job and went hiking. I thought that was cool. Maybe some time off will do me good.
    Filed Chapter 7 Pro-Se May 29, 2008
    341 July 1, 2008
    Discharged September 4, 2008
    Closed November 10, 2008 :-)

    #2
    Sorry about the impending job loss. I lost my job in January and I have used the time to totally change my life. I moved out of nyc and went back to graduate school to get a second graduate degree in a different field.

    This could be a time of opportunity for you.....
    You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under

    Comment


      #3
      Sorry for the upcoming job loss. After your time off, I hope you find something quickly.
      Filed Chapter 7: 06/29/2009 , 341 Meeting: 08/12 , Discharged: 10/16, Closed: 10/18

      Comment


        #4
        Try to stock some emergency $ aside now (if you can). Yes, there are extensions to the unemployment, etc. but it can take weeks for them to process new claims and extend existing claims. I've been out of work for over a year and my initial claim in NJ took over 10 weeks to be processed. Thank God my husband is still working or I don't know I would have even purchased food. My last hiccup was over this past month. Best advice I can give you is to keep trying to get a job regardless of how long it takes. Remember, it's not necessarily you, it's the economy (the rejection can just feel overwhelming some days). I've been looking part time, full time, bussing tables, you name it, it's just not there. Don't give up and don't let anyone "shame" you about being on unemployment. The way I look at it is I paid into it for over sixteen years and now I need it - end of story. Good luck!
        over $100K cc debt,$20K taxes,$332K mortgages/value $190K,surrendered
        Confirmed, $801/month 56 down,4 to go

        Comment


          #5
          Sorry to hear about your pending job loss, I hope you find something quickly...or take that hike you want to do
          May 2008 Hired 1st Attorney/Stopped paying CCs
          May 21, 2009 Retained 2nd Attorney
          May 28th - Filed for Ch 7 (FINALLY!)
          9/11/09 - DISCHARGED!!!!

          Comment


            #6
            Take a hike, take a few weeks off from the rat race, do something to make you feel better and clear your head.

            Some time off would probably do you good.
            All information contained in this post is for informational and amusement purposes only.
            Bankruptcy is a process, not an event.......

            Comment


              #7
              Some time off will be good but I'm sure soon enough I'll be worrying about bills and money. BTS - I am not opposed to more education for a new career. But, I am opposed to taking out more student loans. kwim? But I'll be fine. I'll figure something out.
              Filed Chapter 7 Pro-Se May 29, 2008
              341 July 1, 2008
              Discharged September 4, 2008
              Closed November 10, 2008 :-)

              Comment


                #8
                Originally posted by danaf View Post
                Some time off will be good but I'm sure soon enough I'll be worrying about bills and money. BTS - I am not opposed to more education for a new career. But, I am opposed to taking out more student loans. kwim? But I'll be fine. I'll figure something out.
                You will be surprised at what is available to you for school danaf. I am on full fellowship and all my tuition and most of my living expenses are paid by the school. I just have to help some professors with their research, which is actually interesting. My fellowship is NOT need based, it was based on my grades from my other degrees, my GRE scores and recommendations.

                I can totally relate to your situation and I know you will be fine and will figure something out.
                You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under

                Comment


                  #9
                  BTS - that's interesting. Can I ask what area you are furthering your education in?
                  Filed Chapter 7 Pro-Se May 29, 2008
                  341 July 1, 2008
                  Discharged September 4, 2008
                  Closed November 10, 2008 :-)

                  Comment


                    #10
                    Originally posted by danaf View Post
                    BTS - that's interesting. Can I ask what area you are furthering your education in?
                    I am getting a Masters in Public Policy. I was a quant and principal analyst on wall street and am transferring those skills to the public sector. The research is very interesting. I am in a highly ranked program, and I have a free ride in exchange for some research, which is preparing me for my career transition anyway.
                    You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under

                    Comment


                      #11
                      Thanks for your post danaf. Job loss should not be a surprise to anyone and is much easier to handle if you have prepared for it by having large emergency fund.

                      I lost my job in 2006 and was very stressed being without a job but at least I did not have to worry about money due to having a large emergency fund.

                      Planning for emergencies really helps reduce stress.

                      God Bless America

                      Originally posted by danaf View Post
                      I found out today that I will be loosing my job by Jan. Mentally I've been preparing for this for over a year because I've witnessed lay-offs and consolidations at my company. I knew it was just a matter of time.

                      And since last Jan, I've been sending out resumes and I never get even an interview. It never used to be like this. I've never had a problem getting a job.

                      So, unemployment, here I come. I read an article on the front page of the WSJ yesterday where a man lost his job and went hiking. I thought that was cool. Maybe some time off will do me good.

                      Comment


                        #12
                        Originally posted by sigferl View Post
                        Thanks for your post danaf. Job loss should not be a surprise to anyone and is much easier to handle if you have prepared for it by having large emergency fund.

                        I lost my job in 2006 and was very stressed being without a job but at least I did not have to worry about money due to having a large emergency fund.

                        Planning for emergencies really helps reduce stress.

                        God Bless America
                        I agree with you Ms. Sigferl: We are most fortunate with an income somewhat. Mrs. has had 3 maybe 4 unasked for UC extensions. She has fervently been looking and is over qualified or no work. There is an opening in what she had to resign from (due to personnel and personal reasons now gone) but the County HR person dislikes reemploying ex employees. We shall hope.

                        UC should not be a vacation, but, everyone needs a rest especially after the stress of loss of job.

                        For further info, there are PEL grants that can retrain many. Other grants are available.

                        The way I see our Govmint going, I am not pleased with our future as I see it. I save and stockpile material needs with every extra penny we have. 'Hub
                        If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

                        Comment


                          #13
                          Thanks for your post hub. In my case, I was working part-time job loading trucks 20 hours a week so I was able to continue to bring in income. I worked a part-time job for 10 years just to save money for emergancies.

                          I advise everyone to work two jobs if possible.

                          Freedom is not free

                          Originally posted by AngelinaCatHub View Post
                          I agree with you Ms. Sigferl: We are most fortunate with an income somewhat. Mrs. has had 3 maybe 4 unasked for UC extensions. She has fervently been looking and is over qualified or no work. There is an opening in what she had to resign from (due to personnel and personal reasons now gone) but the County HR person dislikes reemploying ex employees. We shall hope.

                          UC should not be a vacation, but, everyone needs a rest especially after the stress of loss of job.

                          For further info, there are PEL grants that can retrain many. Other grants are available.

                          The way I see our Govmint going, I am not pleased with our future as I see it. I save and stockpile material needs with every extra penny we have. 'Hub

                          Comment


                            #14
                            Originally posted by sigferl View Post
                            Thanks for your post hub. In my case, I was working part-time job loading trucks 20 hours a week so I was able to continue to bring in income. I worked a part-time job for 10 years just to save money for emergancies.

                            I advise everyone to work two jobs if possible.
                            .

                            Comment


                              #15
                              I lost my job in may of 2008-- have not gotten any "hits' after months and months looking for jobs. Losing my job made me have to lose my house. Right now I am temporarily living in a friend's basement-- yes, a homeless person. I just got a possible temp job-- will hear whether I got it in a few weeks. 12 hour shifts standing doing some mundane chore. Not bad for 6 years of college. I decided to go back to school and train for an "in-demand" job. I know I will need to start at the bottom again. Hope everything works out for you, but under the circumstances, you are free to do anything you want, so change. don't cling to the old life. I'd go to china, like many americans, if i did not have my dogs and cats to think about.

                              Comment

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