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An update on my ex

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    An update on my ex

    As some of you may know some (but not all) of my financial troubles were caused/made worse by my ex-husband. Well....here's an update.

    I'm filing paperwork for Innocent Spouse Relief with the IRS that will eliminate most of the debt that wasn't wiped out by the BK and needed my ex's current address. The only address I have is an apartment he may/may not still live in across town. Anyway I anonymously called his job to see if they could help me track him down and he doesn't work there anymore. I don't know if he quit or they fired him, but I do know that the creditors that expected payment for his debts from me before my BK were focing him to pay up because they "ahem...found out" where he worked. I didn't feel any guilt at all about digging myself out of this financial pit because my ex assumed he would walk away and leave me holding the bag. Anyway, since I no longer know where he works or lives I just listed the best address I have on the paperwork and hope he doesn't respond because that can only help my case if he doesn't.

    Well last night at about 8:30pm I had a knock on the door. I opened the door to a scrawny little tatooed guy that wanted to know where my ex's car was. Turns out it was a REPO man (with an inch thick clipboard filled with names/addresses/phone numbers). I made it completely clear that he didn't live there anymore and I didn't have a clue where he was. The guy left me his card and told me to let him know if I hear from him. Trust me I told him I would do just that. The card shows where my ex owes about $1800 on a used Acura. Apparently he stopped paying so long ago that the repo guy is after him and he tried my ex's apartment and couldn't find it there.

    This is the kind of unscrupulous person I've had to deal with all of those years. I would feel sympathy for him if he was in a situation where he was forced to give up his car or home because he couldn't afford it, but I know for a fact that he went out and bought a luxury car and is intentionally skipping out on and hiding from creditors. His credit was shot all during our marriage and I'm almost positive that BK would help him out of this mess, but he's too proud to file and would rather live like a gypsy for the rest of his life.

    I thank God everyday he's out of my life and I'm never surpised when someone like the repo guy is tracking him because that's just the kind of person he is.

    Just thought I'd share.
    Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
    341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
    Case Closed 07/15/2009 :D:yahoo:

    #2
    Hi 'Belle:

    It's grand hearing from you. I've been wondering how you have been faring, especially with the IRS and all. I hope the paperwork for the IRS goes smoothly.

    And it sounds like the ex is getting his. It has to be a miserable experience having to look over one's shoulder all the time.

    My best~~~
    "To go bravely forward is to invite a miracle."

    "Worry is the darkroom where negatives are formed."

    Comment


      #3
      Hey Angelina,

      It's good hearing from you too. I've been checking in from time to time, but I took some time to concentrate on getting the IRS paperwork done. It's been so long since all of this started that I'm at a point where I'm ready to get it over with. I need some closure. Thank you for your well wishes with the IRS, just keep me in your prayers. I'm hopeful things will turn out okay. I can't tell you how much this Forum has helped me through the tough times, you guys are great.

      My ex is definitely getting his because he assumed the debts would all fall on me after the divorce, but nothing could be further from the truth as he is now finding out. I hope for his sake that he finds a decent BK attorney and starts his life over but old habits are hard to break and he would be back in debt soon after the discharge. Sad but true.
      Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
      341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
      Case Closed 07/15/2009 :D:yahoo:

      Comment

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