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How to Survive - NOW

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    How to Survive - NOW

    UNFORTUNATELY, there are still MANY FOLKS who don't know what "tightening the belt" means!!
    1. Watch what your spending you money on. Keep track of all expenses (no matter how small for a week). You will be amazed at how much you WASTE.
    2. Eating out is expensive, especially when its done every morning and nite. We still have KITCHENS in our homes, use them.
    3. A 3 year old DOES NOT NEED shoes that cost $125.00 a pair (just because another kid has them).
    4. New babies DO NOT NEED a closet full of newborn clothes. They also need some to grow into. Hand-me-down clothes or used clothing do not have tags on them saying "somebody else wore me before".......
    5. Money is wasted on a new car. After you drive it off the lot - it's now USED. The only person it's new too is YOU.
    6. Your children and teens DO NOT have to have the most expensive toys on the market. And especially a new one every time you go to the store.
    7. How much was your last cell bill???? Text messaging is expensive unless you pay for a plan (high price) where it is included free (yeah, sure). Have you seen how much "text messaging" is costing you?
    8. A "rented movie" solves two problems - saves money, brings family closer together. Try it sometime.
    9. A day in the park is a lot cheaper than a day at Disneyland (for right now).
    10. What happened to doing your own "nails, pedicures, and hair"? Is a $75.00 haircut a necessity? A $40.00+ nail job or pedicure?
    11. Buying a soda out at $1-1.25 is like paying up too $30.00 a case for it instead of maybe $7.00 a case.
    12. Is redecorating our homes every 2 years a PRIORITY in our lives?

    All of us have THINGS we waste money on, we just really don't know how much that REALLY IS until we do a reality check on ourselves.
    Tightening our belts is not doing without most things in life - its just plain ole using what money we do have WISELY (till life gets better).

    During the HARD TIMES - do a reality check, tighten that belt where you can, and you can become a survivor during it all.

    Unfortunately, there will STILL be some that THINK they have to have, or have to spend, or keep saying "I want" - no matter what it is. These are the folks that will really struggle, and possibly loose it all.

    Too many folks live from paycheck to paycheck..... they don't even bother to think about what the future might bring, or if they lost their jobs.

    HELLO FOLKS - IT'S A REAL WORLD OUT HERE - WITH LOTS OF PITFALLS ALONG THE PATHS.

    My thoughts for the day,

    Minny
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

    #2
    Great Post.

    Remember our "old folks"? You know, the ones who went through the Great Depression? Well they new these facts. They attempted to teach this to their children and on until our soft underbelly started to show with CC's and Walmart junk sold cheaply by potential enemy countries who have taken on our industry. Soon, there just may be another generation of "Depression" old folks. That is, if we survive this one in freedom. 'Hub
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

    Comment


      #3
      Great post!
      All information contained in this post is for informational and amusement purposes only.
      Bankruptcy is a process, not an event.......

      Comment


        #4
        Awesome!!

        Comment


          #5
          "Balls To The Wall" is probably the most effective way for most folks to survive this long recession.
          The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

          Comment


            #6
            Another thought to add is do NOT consider financing a swimming pool. The community pool at the local park is a lot cheaper.
            "To go bravely forward is to invite a miracle."

            "Worry is the darkroom where negatives are formed."

            Comment


              #7
              HRX - You are so funny - but so TRUE - Right on the nailhead - LOL
              Minny

              "It's amazing the paths that our feet sometimes follow in life".

              My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

              Comment


                #8
                Originally posted by AngelinaCat View Post
                Another thought to add is do NOT consider financing a swimming pool. The community pool at the local park is a lot cheaper.
                Luckily I live in Massachusetts where owning a pool is literally unheard of.
                The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

                Comment


                  #9
                  Thanks for your post minny. I agree with most of your post, except for the portion where you say:

                  'During the HARD TIMES - do a reality check'.

                  I think people need to do a reality check ALL THE TIME, especially when the times are good. How many times have we been told to save money for a rainy day and ignore it?

                  I was able to work two jobs for 10 years while times were good(1997-2007) and I am thankfull that I do not have to try to find a part-time job now because jobs are scarce.

                  Here are my tips for frugal living:
                  1. Sell the dishwasher, cell phones, TVs, etc.
                  2. Never eat out and plant a large garden.
                  3. Skip vacations or visit close relatives and repay relatives by letting them stay at your house.


                  Originally posted by Minnymouth View Post
                  UNFORTUNATELY, there are still MANY FOLKS who don't know what "tightening the belt" means!!
                  1.
                  ...

                  During the HARD TIMES - do a reality check, tighten that belt where you can, and you can become a survivor during it all.

                  Unfortunately, there will STILL be some that THINK they have to have, or have to spend, or keep saying "I want" - no matter what it is. These are the folks that will really struggle, and possibly loose it all.

                  Too many folks live from paycheck to paycheck..... they don't even bother to think about what the future might bring, or if they lost their jobs.

                  HELLO FOLKS - IT'S A REAL WORLD OUT HERE - WITH LOTS OF PITFALLS ALONG THE PATHS.

                  My thoughts for the day,

                  Minny

                  Comment


                    #10
                    How about that depression era jingle?
                    use it up
                    wear it out
                    make it do
                    or do without

                    Comment

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