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Who has the crappiest credit? Wanna Play?

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    #46
    I now its not a REAL credit site, and not sure how this stacks up to the rest,

    but. . . .


    450

    Is that possible?

    Well, it HAS been almost 3 years since we paid anything, and we have not yet filed, so I guess anything is possible.

    A toast to the winners! (losers?)
    11-20-09-- Filed Chapter 7
    12-23-09-- 341 Meeting-Early Christmas Gift?
    3-9-10--Discharged

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      #47
      oooh! DMC, you just knocked Justbroke out of the runnin'!

      Looks like you may be going to Disneyworld with Bell!

      You have be sure to send lots of happy, happy photos to Bell's ex banker, showing how much fun you had.

      (BTW, CK is usually pretty off with their FAKOS,so don't rely on the score, I have seen 100 point differences posted on other forums between CK and real FICOs.)

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        #48
        DH's credit karma score was 582, but his equifax score from score watch is only 515. Mine says 629 which is just ridiculous. My fico HAS always been higher than DH's which is just weird considering I have collections and he doesn't, I have a shorter history, I haven't worked in years other than sporadic part time jobs, and generally have no real positives. When we did the intial credit counseling his score was 460 and mine was 473.

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          #49
          When is it good to check the real score? At discharge? How long after discharge?

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            #50
            hmm. Not that I really care about my score anymore. It shows it going up and it's at 637. The only reason I would want to improve my score is so I can buy a new home in a couple of years.

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              #51
              Well, creditkarma.com says my credit score is 737. We are just starting the process of bankruptcy so I'm assuming that's going to tank here real soon.
              Obtained attorney 4-27-2009
              Signed the bankruptcy paperwork on 6-6-2009

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                #52
                I wanna play too, but, when I put in all required info it says I have no score and to put in required info (Catch 22). So, I typed in wifey's SS# and up comes a 622. Not a winner, darn! On the other hand, with no score at all that kinda makes me the lowest or maybe I just don't exist.
                Filed 11/10/08

                Discharged 2/18/14

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                  #53
                  I am at a 565 pre-bk, will be filing in about 2 months.

                  When I first used the CK site exactly one year ago, my score was a 728. Nice!

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                    #54
                    I checked and mine is 417. I dont have a discharge yet. My 341 was on July 10th this is my true FICO.
                    I just checked credit karma it says 509. haha yea right
                    Last edited by lbroussard25; 07-18-2009, 08:59 PM.
                    Filed Chapter 7: 06-09-09
                    341 Meeting: 07-10-09
                    Discharged: 09-17-09

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