Who has the crappiest credit? Wanna Play?

[LuciluS]

Mine says 597 & most of the CCs' are in mine name only. I didn't check DH's.

Haven't paid on all but 1 CC since 9/08. Yea, I would say creditkarma is not a reliable source. However, it did make me feel good

Thanks dingdong.

Luci

[relief13035]

My score now is 707, which is better than before we filed. I think dropping all of that debt raised our scores.

[FLBK7]

I checked mine just for fun and became a little alarmed when I got 720 from TU, because I was pretty sure it should be much higher than that. It's about that time of year when I run MyFico reports anyway, so I entered coupon code "Hallmark" for 15% off and got TU and Equifax for $27.12. For some reason Experian is no longer available at myfico.com?

My TU FICO is 754, 34 points higher than CreditKarma. I don't understand CK's methodology or why for some of you it reports so much higher and for me so much lower than the real FICO.

[dingdong]

Experian ended their contract with FICO, they now use their own version of a score, I think they call it Vantage Score.

So now the only FICOS that are available are TU and EQ.

And yes, creditkarma is not a reliable assesment of your true FICO. It varies wildly.

[Ifonly]

502...and the bk isn't even on there yet. I have to nag my lawyer about filing today because I got a postcard from the sheriff's office asking me if I'd like to pick up my summons. They're so polite

[Mark80]

648 - Where does this get its information from? I know its for fun but it has to be based off "something". Just curious if its worth anything, hopefully its at least safe.

Does anyone use any real services that allow constant updated credit scores? I wouldn't mind buying into a legit one but don't want to spend a lot of money doing it.

[justbroke]

I win! Mine is 501. It was 465 last July.

What do I win? Guy's night out?

[dingdong]

Free trip to Disneyland with Bell!

But ya have to send pics to Bells ex banker of you and Bell and his kiddo with Micky,sporting the "finger".

[justbroke]

Free trip to Disneyland with Bell!

But ya have to send pics to Bells ex banker of you and Bell and his kiddo with Micky,sporting the "finger".

How about a picture of Minnie Mouse with her head off... and in a sports bra?

[dingdong]

Oooh, I would save that until your discharged from your 13 for a little blackmail money, wouldn't want to leak that kind of money maker too soon!

[justbroke]

Oooh, I would save that until your discharged from your 13 for a little blackmail money, wouldn't want to leak that kind of money maker too soon!

LOL... so very true.

[Bell30656]

My Credit Karma shows 549. Some day I shall endeavor to achieve a 600 or aghast maybe even a 650.

[Moms4Boys]

508 for me.

[veryclose]

I got a 554. I haven't checked my real score in a few years and back then it was in the high 300s.

[liz417]

Mine was 540...1 year ago (right after I stopped paying credit cards)...too scared to look now!

Pretty sad, 2 YEARS ago, it was at 800 :/