Age Poll

[PoorGrammyinBK7]

Florida. Its sad to see so many who, like us are over 50. We have always had great credit and used it very sparingly. Our road to BK was the result of a business/partnership that did not work out, a commercial lease and a crooked landlord. We never even considered BK (honestly didn't know anything about it to even think of it as an option until a couple of months before we filed). We just did as we always had done and literally did everything in our power to pay all that we owed.

If we had known and "planned" our BK, we definitely would have done it sooner, as we now have a HELOC that we used to pay off some credit cards -discharged, yes - but the lien of course remains. If we'd had the luxury of planning our BK for a few months or even a year as some do, obviously we would not have done that!

But we are relieved to have it done and be able to have somewhat of a fresh start!

[TEW]

Filed in PA moved to KY

[robivi3]

Me, Florida and 49, wife 47. Filed in 12/03 and closed in 11/04. And a little extra, today 26 years on the job!

[Gerry]

New York.

Our road to BK was the result of a business/partnership that did not work out, a commercial lease and a crooked landlord.

Same here. I could've avoided BK if I'd made better business decisions (like "don't lease THAT space" and "it's not going to turn around anytime soon, so close the damn doors already" ).

And 'Hub ---- I'm scared spitless, too.

[fltoo]

New York.



Same here. I could've avoided BK if I'd made better business decisions (like "don't lease THAT space" and "it's not going to turn around anytime soon, so close the damn doors already" ).

And 'Hub ---- I'm scared spitless, too.

Me, too. Why I didn't close the damn doors earlier, I will never know.

I have two friends still in business and they are still hopeful. I just want to scream at them, "Close the doors!"

[cindywho]

Filing in the state of tennessee. My job loss and husband being in home building (construction) business brought me here. Thank god for this web site it has kept me from losing my mind as well

[caleb7mm]

FL im 31 wife is 39. I maybe could have filed 3 or 4 months earlier but there was no way to see what was happening. This was nothing I did or decisions we made it was all economic housing meltdown (i owned a small construction company).

[OhioFiler]

Looking at the poll results one can say the Bell Curve lives!

[fltoo]

The Book or the Theory?

[HRx]

We already have this type of poll in place. Please go to http://www.bkforum.com/showthread.php?t=24362 if you wish to participate in creating a snapshot of BKforum.

Thanks!